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What
is Community Self Build?
Community
self build can have two meanings. Our organisation interprets
this as a group of people coming together to help the community
by building structures which will enrich and be of use to the
community. These structures can be anything from simple pergolas
for shade in public spaces or play frames for kids right up to
large community buildings.
However,
we are also interested in helping people who would like to build
their own homes and gain much more besides. As the concept of
community self-build becomes more widely known, it is more likely
that potential self-builders, rather than other organisations
will initiate projects. Those without building skills, participate
on the basis that they are prepared to make the necessary time
commitment and be prepared to learn new skills.
What
is Group Self Build?
This
involves a group of individuals coming together and forming themselves
into either a self-build housing association or a housing co-op.
Where a project incorporates National Vocational Qualification
training and the self-builders have the status of trainees, a
different legal arrangement may be proposed. Together they build
the homes and pool their resources. Each individual agrees to
contribute the same fixed number of hours per week, for no payment.
The
building work is usually carried out in the evenings and weekends
and amounts to about 25 hours per week; 35 hours during the week
where NVQ training is incorporated. For those who are not in work,
their contribution is the same. If they are claiming Job Seeker's
Allowance, they must still have time to actively seek work.
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Unemployed
Self-Builders
Under
the Jobseeker's Allowance it is possible to become a self-builder,
so long as you continue to search for work, attend interviews
and do not use the project as an excuse to reject job offers.
If you accept a job, then it may be possible for you to renegotiate
the time when your self-build work is carried out or move into
your home without the benefit of the reduced rent.
Tenure
of Housing Provided
Community
self-build schemes can be either for rent, shared ownership or
outright ownership. Outright ownership is possible for those with
reasonable incomes and some savings. Shared ownership is more
suited to those on lower incomes; self-builders normally purchase
an equity stake of 50% and rent is paid on the other 50%. (In
exceptional circumstances, a 25% equity stake can be negotiated
rather than 50%). In rented schemes, the self-builder will pay
a reduced rent usually based on the free labour input contributing
to a lower build cost. Sometimes a premium tenancy will be offered
whereby a lump sum payment is made if the tenancy is vacated.

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